As a credit analyst you will support with providing credit to customers.
*Have experience in negotiating financial transactions of moderate complexity.
*Have the ability to prepare transactions for documentation and funding within limits to assist in the administration of wholesale and retail customer "loan" covenant compliance reviews, including on-site record and physical machine / inventory audits.
Job Duties Include:
*To negotiate complex financial transactions and prepare transactions for documentation and funding within limits of authority.
*Assists in administration of wholesale and retail customer loan covenant compliance reviews.
*Determines customer credit worthiness, approves/rejects customer deals within credit authority.
*Recommends deals beyond credit authority, and restructures customer deals.
*Conducts and monitors credit investigations.
*Prepare reports and related statistical reports.
*Perform audits of booked deals of accuracy.
*Working as a team to accomplish continuous improvement objectives for the department.
*Participate in the identification of problem areas and development of resolution to address them.
Essential Skills & Qualifications :
* Ability to apply math computation skills, credit concepts and techniques.
*Able to calculate casualty values and amortization schedules.
*Able to analyse information to include, customer credit sum and past due accounts.
*Knowledge of financing and taxation principles.
*Thorough knowledge of financing and taxation principles.
*Understanding of security filing requirements and their applicability to bankruptcy laws and regulations.
* Demonstrate effective oral, written and listening communication skills to interact with both internal and external stakeholders.
*Self-motivated and should be able to work with minimum supervision and provide daily, weekly task and progress report.
*Good IT skills at an intermediate level (Ms-Word, Ms-Excel etc)
Desired Skills & Qualifications:
*Experience in financing and leasing products.
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