Credit Manager

Location: Nottinghamshire
Salary: £65,000 - £80,000
Hybrid Working Available

The Opportunity

An exciting opportunity has arisen for an experienced credit professional to join a leading international organisation as a Credit Manager. This is a key leadership role responsible for managing a significant credit portfolio, supporting key commercial relationships, and helping to drive business success through effective credit risk management.

Working within a specialist credit team, you will play a pivotal role in developing strategic customer relationships, structuring complex credit facilities, and ensuring the ongoing quality and performance of the portfolio.

This position offers the opportunity to work within a highly collaborative international environment, partnering closely with senior stakeholders and commercial teams while contributing to strategic business initiatives and process improvements.

A comprehensive handover and transition period will be provided to ensure a smooth transfer of responsibilities.

Key Responsibilities

• Develop and maintain strong commercial relationships with key customers and partners

• Structure, review and approve complex credit line applications and requests

• Assess and manage credit risk across a substantial portfolio

• Monitor portfolio performance and proactively identify potential risks and opportunities

• Build and maintain strong relationships with key stakeholders across commercial and operational teams

• Support business growth through the provision of tailored credit solutions

• Lead and contribute to strategic process improvement and system enhancement initiatives

• Ensure compliance with internal credit policies and regulatory requirements

• Provide expert credit guidance and support to both internal and external stakeholders

• Drive continuous improvement within credit processes and portfolio management activities

About You

We are seeking a commercially minded credit professional with strong leadership capabilities and extensive experience in credit risk management.

You will possess:

• Strong knowledge of commercial credit evaluation and risk management techniques

• Excellent relationship-building and stakeholder management skills

• Strong communication and negotiation abilities

• A proactive and solutions-focused approach

• The ability to influence and gain credibility with senior stakeholders

• Excellent analytical and decision-making skills

• A flexible and innovative mindset with a passion for continuous improvement

• Strong leadership skills with the ability to engage, develop and inspire others

Experience & Qualifications

To be successful in this role, you will ideally have:

• A degree in Business, Finance, Accounting, Management or a related discipline, or equivalent professional experience

• Significant experience within commercial credit underwriting and portfolio management

• Experience within financial services, asset finance, commercial lending, banking, or a similar credit-focused environment

• Proven experience managing complex customer credit relationships

• Previous people management or leadership experience

• Strong understanding of financial analysis and credit risk assessment

What's on Offer?

• Competitive salary of £65,000 - £80,000

• Hybrid working arrangements

• Exposure to senior stakeholders and strategic decision-making

• A high-profile role with significant business impact

• Excellent career development opportunities

• Collaborative and supportive working environment

• Comprehensive handover and transition period

• Long-term career prospects within a growing and innovative organisation

This is an excellent opportunity for an experienced Credit Manager or senior credit professional looking to take ownership of a complex portfolio while influencing business strategy and supporting future growth.